Virtual accounts
Dedicated account numbers for your customers, created on demand.
No setup fee. No monthly fee. No hidden charges. Just a clear rate on the money you collect, deducted automatically from each transaction.
Choose the banking partner that suits how your customers pay.
BellMonie
₦35
flat, per collection
A fixed fee whatever the amount, which makes it the cheaper option once your ticket sizes grow.
Get started9PSB
0.8%
per collection, capped at ₦250
A percentage rate with a hard cap, so a large payment never carries a large fee.
Get startedFees are deducted automatically from each transaction. The full fee schedule that applies to your account, including withdrawals and transfers, is always shown in your dashboard under Fee Structure.
There is no plan to upgrade to. Every Volboo account gets the whole product.
Dedicated account numbers for your customers, created on demand.
Sell on WhatsApp, Instagram or Facebook without a website.
Professional invoices with payment built into them.
Collect from customers with no internet connection.
Full REST access so your own systems stay in step.
Move your balance to your bank whenever you want.
Transaction screening running around the clock.
A real team to talk to when something needs attention.
A worked example on a single collection, so there is nothing to work out on the back of an envelope.
| A ₦50,000 collection | Amount |
|---|---|
| Customer pays | ₦50,000.00 |
| Fee with BellMonie (flat) | ₦35.00 |
| Fee with 9PSB (0.8%, capped) | ₦250.00 |
| You receive with BellMonie | ₦49,965.00 |
No. Creating an account, issuing virtual accounts, sending invoices and building payment links all cost nothing. You are charged only when a payment is collected.
Automatically, from each transaction as it settles. The amount credited to your balance is already net of the fee.
If your typical payment is large, the flat BellMonie fee usually works out cheaper. If you collect many small payments, the 9PSB percentage may suit you better. Our team is happy to look at your numbers with you.
Yes. If you process at scale, talk to us and we will work out pricing that fits your volume.
Open your account, verify your business, and only pay when the money arrives.
Get started