Products

A dedicated account number for every customer

Issue virtual bank accounts on demand, let customers pay by ordinary bank transfer, and know exactly who paid what without reading a single statement.

Reconciliation, solved at the source

One shared company account means every transfer arrives as a name and a narration you have to decode by hand. A dedicated virtual account removes the guesswork: the account number itself tells you who paid.

  • Automatic matching: each account belongs to one customer, so payments post against the right record.
  • Instant confirmation: the transfer is recognised as it lands, not at end of day.
  • No new habits for buyers: they use the bank app they already trust.
  • One balance: everything collected rolls into your Volboo balance, ready to withdraw.
Volboo dashboard, light theme Volboo dashboard, dark theme

What you can do with them

Create accounts from the dashboard when you need a handful, or from the API when you need thousands.

Reserved accounts

Give a customer a permanent account number they can pay into again and again.

Create on demand

Spin up an account at checkout, at signup, or the moment an order is placed.

Live transaction feed

Every credit appears in your transactions view with the customer, amount and time attached.

Webhooks

Point Volboo at your endpoint and your own system hears about a payment as it happens.

Instant withdrawals

Move your balance to your own bank account whenever you want, with no waiting period.

Licensed partners

Accounts are issued through our licensed banking partners, BellMonie and 9PSB.

One POST away

Authenticate with the API key and secret from your dashboard settings, send the customer details, and get back a live account number. Full request and response fields are in the documentation.

Create virtual accountPOST
# see the docs for the full field list
curl -X POST https://<your-volboo-host>/api/ex/v1/create_account2 \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer <token>" \
  -H "api-key: <your api key>" \
  -H "secret-key: <your secret key>" \
  -d '{
    "email": "customer@example.com",
    "ref": "order_10432",
    "fname": "Amanda",
    "lname": "Elumelu"
  }'

# response
{
  "status": "success",
  "results": [{
    "account_number": "…",
    "account_name":   "…",
    "bank_name":      "…"
  }]
}

Stop reconciling by hand

Create your Volboo account, verify your business, and issue your first virtual account today.

Get started